21 Cheapest Countries for Digital Nomads / Retirees (2025)

So, what are the cheapest countries for digital nomads and retirees to live in 2025? Read on to see recommendations and a breakdown of costs by other nomads currently living all over the world.

When you are in a position to work from anywhere, or live a nomadic retirement life, you can not only travel and see the world, but you can also take advantage of geoarbitrage, the potential to save some money by living in a country that has a comparatively cheaper lifestyle than the one you come from.

When deciding on your next slow travel destination, there are many factors that need to be taken into consideration for digital nomads and retirees looking for a one month plus stop. One of the main considerations is cost of living in a destination, but also factors such as Wi-Fi availability and speed, and how long you can stay on a visa are other important considerations.

Below we have collected first-hand and current information on some basic which make up cost of living for a month including accommodation with a private bathroom costs and the costs of utilities. Some additional pricing includes the approximate costs of eating out, and some other treats such as a coffee at a café and the cost of a local beer.

We have also asked our fellow digital nomads to include some of their favourite top tips including ways to save money while you are living there, where the best place to buy food is, and cheaper neighbourhoods to find accommodation.

If you looking for more detailed information on the current costs of living in the city you’re interested in staying in next, check out Numbeo and Nomad List for a full database of the average costs.

Please Note: All prices are listed in USD (US Dollars). To easily convert prices to your currency, we use xe Currency Converter.

Convert USD to your currency with xe Currency Convertor here

Cheapest Places for Digital Nomads and Retirees

Ready to find out the cheapest digital nomad locations to live in the world with a monthly living cost of under $3,000 USD? Here’s a quick overview of the starting prices for each city from cheapest to highest:

1. Cost of Living in Tblisi, Georgia – from USD$600 / Month
2. Cost of Living in Mirissa, Sri Lanka – from USD$800 / Month for a Single
3. Cost of Living in Bansko, Bulgaria – from USD$900 / Month
4. Cost of Living in Essaouira, Morocco – from USD$1,000 / Month
5. Cost of Living in Cebu, The Philippines – from USD$1,000 / Month for a Single
6. Cost of Living in Goa, India – from USD$1,000 / Month
7. Cost of Living in Tirana, Albania – from USD$1,000 / Month
8. Cost of Living in Medellin, Colombia – from USD$1,000 / Month
9. Cost of Living in La Paz, Mexico – USD$1,000 / Month
10. Cost of Living in Bali, Indonesia – from USD$1,050 / Month
11. Cost of Living in Kotor, Montenegro – from USD$1050 / Month for A Single Person
12. Cost of Living in Istanbul, Turkeyi – from USD$1,200 / Month
13. Cost of Living in Porto, Portugal – from USD$1,200 / Month
14. Cost of Living in Quito, Ecuador – USD $1,200 / Month
15. Cost of Living in Cape Town, South Africa – from USD$1,400 / Month
16. Cost of Living in Siem Reap, Cambodia – from USD$1,500 / Month for a Couple
17. Cost of Living in Chiang Mai, Thailand – from USD$1,500 / Month
18. Cost of Living in Playa del Carmen, Mexico – USD$1,500 / Month
19. Cost of Living in Kuala Lumpur, Malaysia – from USD$2,000 / Month
20. Cost of Living in El Paredon, Guatemala – from USD$2,000 / Month
21. Cost of Living in Split, Croatia – from USD$2,500 / Month

N.B. Please be aware these above prices are indicative only and may end up higher of lower depending on your needs and requirements.

When making your decision, it’s important to consider the prices listed above for the cheapest place to live abroad for digital nomads, then factor in the kind of lifestyle you want to live without blowing the budget, but without sacrificing those things important to you i.e. eating out, visiting the local sights and attractions etc.

You can definitely get better deals on accommodation (sometimes 30% – 50% off, or even more depending on your negotiating skills) for a hotel / apartment / Airbnb rental if you stay for one month or more.

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1. Cost of Living in Essaouira, Morocco – from USD$1,000 / Month

Perched on Morocco’s Atlantic coast, just a three hour drive west of Marrakech, Essaouira is a historical fishing town with superb surfing beaches, a traffic-free medina, year-round sunshine and a variety of restaurants and activities. It offers a wonderfully relaxed vibe (especially in comparison to Marrakech) and indeed, it is the laidback lifestyle that draws remote workers to Essaouira. Add to this the friendly locals, characterful setting, emerging bar scene and Western commodities (think decent WIFI and hot showers), and Essaouira really is a winner for digital nomads in Morocco.

A month’s Airbnb rental in a traditional riad in the medina can cost between US $500 to over US $1500 (depending on how high-spec the accommodation is and how many rooms). You can eat very cheaply (under $5pp per day) if you’re self-catering and buying from local markets. But if you’re eating out in tourist restaurants and buying food from Carrefour (a French supermarket chain), expect to spend $25+pp per day. Being a Muslim country, alcohol isn’t cheap and a beer will cost you $7.

WIFI is free at accommodations and generally good. But if you are gaming or holding multiple video calls, the WIFI may struggle, especially if you are in the medina, rather than the new town. It’s worth using a WIFI hotspot device loaded with a local sim as backup. Otherwise, here’s a top-tip, head to Noqta Space, which is a fantastic café-style, co-working space in the medina. It’s open 9am to 8pm Monday to Saturday (closed Sunday).

There is no digital nomad visa for Morocco, but eligible tourists can get a 3 months tourist visa. It’s possible to extend this once by doing a visa-run (you can take a ferry to Spain from the north of Morocco) or visiting the local police station and paying a fee. 

Overall, working remotely from Morocco is becoming very popular and definitely worth considering as your next destination.

Essaouira Budget for the Month:

• 💲 Cost of Living For A Single: $1,000 USD
• 🏠 1 Bedroom Apartment in a Nice Area: starting from $500 USD per month
• 💡Utilities: $0 per month (price included in any non-resident rental)
• 🍽 Meal at a Restaurant: $5 – $20+
• 🍺 Local Beer: $7
• ☕️ Coffee: $4

2. Cost of Living in Cape Town, South Africa – from USD$1,400 / Month

Cape Town is a beautiful city with super easy access to mountains, beaches, and city life. It’s affordable, exciting, and very friendly. This makes it an excellent place for digital nomads and retirees to live. Particularly people interested in being ‘swallows’ — travelling here during the US and Europe’s winter, and returning home for your summer!

Fast Wi-Fi is readily available at almost all restaurants, hostels, and hotels. These days, when you step into a coffee shop, you’ll spot at least five laptops, as the pandemic also made online work a popular option in our city. So we all work together! It also may surprise you that English is spoken everywhere in Cape Town, and for many of us, it is our first language.

Cape Town boasts of being cheaper than 87% of cities in the world! The average monthly cost for a single person living in Cape Town is around USD $1,400, and $3,000 will allow you to live luxuriously. An inexpensive meal in the city will cost about $8, a cappuccino in the city is $2, a cocktail at a club is $4, and a beer at a neighbourhood pub is about $2. Some other costs include a gym membership for $34 each month, and 1 litre of gas is only $1.20.

South Africa is in the process of creating a program for a digital nomad visa, but none are available just yet. Expats who wish to live and work in South Africa can do so by applying for a tourist visa or a temporary residence visa, also known as a business visa. These visas last between 3 months to a year. Tourist and business visas cost roughly $24 and $88 respectively. 

Top Tip: A fantastic neighbourhood to live in is Muizenberg – not only Cape Town’s surfing hotspot, it’s also balanced between the nature-loving coastal communities and the central hub of our sprawling city!

Cape Town Budget for the Month:

• 💲 Cost of Living for a Single Person: $1,400 USD
• 🏠 1 Bedroom Furnished Apartment in a Nice Area: starting from $800 USD per month
• 💡Utilities: $70 per month
• 🍽 Meal at a Restaurant: USD $6 – $20+
• 🍺 Local Beer / Cocktail: $2 / $4
• ☕️ Coffee: $2

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3. Cost of Living in Siem Reap, Cambodia – from USD$1,500 / Month for a Couple

Siem Reap is a popular destination for digital nomads seeking a unique cultural experience. With affordable living costs, reliable internet, and a growing community of like-minded individuals, Siem Reap offers a comfortable and stimulating environment to work remotely.

From exploring ancient temples to sampling local cuisine, there is always something new to discover in this vibrant city with so many things to see and do. If you are looking for a respite from city living, you will also find some of Cambodia’s best islands and beaches not too far away. So if you’re looking for an adventure while maintaining your work-life balance, Siem Reap might just be the perfect place for you.

For digital nomads, the cost of living in Siem Reap, Cambodia is low making it one of the more affordable countries to live in. Accommodation in a 1 – 2 bedroom apartment not far from the city centre can cost anywhere from $200 to $800 per month, depending on the level of comfort and amenities. Food is also relatively cheap, with street food costing as little as $1 per meal, while a mid-range restaurant meal can cost around $5. Transportation is also affordable, with tuk-tuk rides costing around $1 to $2 for short distances.

Internet access is reliable and affordable, with many cafes and coworking spaces offering free or low-cost Wi-Fi. Overall, a digital nomad budget can stretch comfortably in Siem Reap for around $1,000 to $1,500 per month.

Top Tip: To save money, it’s recommended to shop at local markets and avoid the tourist hotspots such as Pub Street. 

Siem Reap Budget for the Month:

• 💲 Cost of Living For A Couple: $1,500USD
• 🏠 2 Bedroom Apartment in a Nice Area: starting from $400 USD per month
• 💡Utilities: $150 – $200 per month
• 🍽 Meal at a Restaurant: USD $2 – $20+
• 🍺 Local Beer: $0.50
• ☕️ Coffee: $2

4. Cost of Living in Chiang Mai, Thailand – from USD$1,500 / Month

Chiang Mai, Thailand is a popular destination for digital nomads due to its affordable cost of living, cultural experiences, amazing festivals such as the Yi Peng Lantern Festival, and thriving coworking spaces. Enticed by the city’s relaxed atmosphere, nomads can balance work and leisure while enjoying local cuisine, exploring historic temples, and networking with like-minded individuals. With a welcoming community, reliable internet, and stunning natural scenery, Chiang Mai is an ideal location for those seeking a fulfilling work-life balance.

The monthly cost of living in Chiang Mai for a digital nomad is relatively low. Accommodation can be found for as little as $200 per month for a basic one bedroom apartment with no air-conditioning, however, if you can afford to pay a little more, $500 will get you a modern apartment with air-conditioning.

Food is inexpensive and delicious, and transportation is affordable too, with tuk-tuks and songthaews costing just a few dollars. However, costs can vary depending on one’s lifestyle and spending habits. It’s important to budget and keep track of expenses to ensure a comfortable and sustainable stay in this vibrant city.

Thailand does have a digital nomad visa, however a visa on arrival will give you 30 days, with the possibility of a further extension of another 30 days.

Top Tip: If you are looking to save some costs, some of the cheaper places to live in Chiang Mai are north of the Old City (Chang Pheuak), south of the Old City (Haita, Chang Klang, the area near the railway station, including Nong Hoi, or even further east (Tha Sala in the south or San Sai in the north). Here you can find one to two bed apartments or condos, or even a small house, for around ฿4,000 / USD$125 / AUD$165 per month (add ฿1,000 / USD$32 / AUD$42 with aircon).

Chiang Mai Budget for the Month:

• 💲 Cost of Living Western Lifestyle: $1,500 USD
• 🏠 1 Bedroom Modern Apartment: starting from $400 USD per month
• 💡Utilities: $100 per month
• 🍽 Meal at a Restaurant: USD $3 – $20+
• 🍺 Local Beer: $2
• ☕️ Coffee: $2.50

5. Cost of Living in Bali, Indonesia – from USD$1,050 / Month

Live in Bali as a digital nomad for its affordable cost of living, vibrant culture, adventure activities and thriving coworking spaces. Bali’s stunning natural beauty and year-round tropical climate make it an ideal location for work and play.

Living in Bali offers a unique cultural experience with stunning natural beauty. Explore ancient temples, rice terraces, and pristine beaches. Indulge in delicious cuisine and immerse yourself in local traditions. Take part in thrilling outdoor activities such as surfing, hiking, and diving. 

The general cost of accommodation, eating out, entertainment and transportation are all relatively affordable in Bali, making it an attractive location for digital nomads. Accommodation can range from $300 to $1,000 per month, depending on the level of comfort and amenities. Food in local warungs can cost as little as $2 per meal, while a mid-range restaurant meal can cost around $5 to $10. A local beer will set you back around $3.50.

Utilities such as electricity and water will cost around $50 per month. Transportation options include motorbike or car rental, with daily rates for a motorbike starting at around $5 to $10. Overall, a digital nomad can live comfortably in Bali for around $1,000 to $1,500 per month.

There are lots of great areas to stay in Bali, but where you choose will depend on what you are looking for. For example, Lovina, on the northern coast, is the least expensive place to live, but it still has most of the Western amenities you might want. A two-bedroom, two-bathroom pool villa in Ubud will cost about $760, but the same monthly rental in Lovina will cost about $300. Sanur is by the beach, so you will expect to pay more for everything here. A lot will depend on the location you choose and how close you are to the heart of a city or a beach.

Top Tip: No matter where you decide to live in Bali, it is imperative to negotiate your rent. The longer you decide to rent for, the lower the monthly rate will be. However, as with anything in Bali, you need to drive a hard bargain to reap the rewards.

Bali Budget for the Month:

• 💲 Cost of Living For A Couple: from $1,050 USD
• 🏠 1 Bedroom Villa: starting from $500 USD per month
• 💡Utilities: $50 per month
• 🍽 Meal at a Restaurant: USD$2 – $50+
• 🍺 Local Beer: $3.40
• ☕️ Coffee: $2.20

6. Cost of Living in Mirissa, Sri Lanka – from USD$800 / Month for a Single

Mirissa in Sri Lanka is located on the south coast and living here as a digital nomad will allow you to enjoy a unique coastal lifestyle with a low cost of living. Soak up the sun on its pristine beaches, surf its waves, and witness the magnificent marine life on a whale watching tour. You will also find yoga and meditation classes everywhere. Don’t miss the stunning sunsets and delicious seafood at the beachside restaurants.

The cost of living in Mirissa, Sri Lanka for a digital nomad is relatively low. Accommodation can range from $200 to $500 per month, depending on the level of comfort and amenities.

Food is cheap and delicious, with street vendors offering traditional Sri Lankan dishes for as little as $1.50 per meal. Food in local restaurants can be as low as $2 per meal, while a mid-range restaurant meal can cost around $5. 

High-speed internet can be a little tricky, so it pays to test speeds prior to committing to your accommodation. However, it can be found, making it easy to work remotely. Utilities such as electricity and water will cost approximately $30 per month. A local beer will cost around $1.50 to $2 per bottle, while transportation such as tuk-tuk rides can cost around $1 to $2 for short distances.

Overall, a digital nomad can live comfortably in Mirissa for around $800 to $1,200 per month. With its laid-back atmosphere and beautiful surroundings, Mirissa is an ideal location for digital nomads looking to live a relaxed lifestyle while still staying productive.

Top Tip: Start your evening by heading to the beach and finding a good happy hour where you can sip on an ice cold large Lion Beer for under USD$1.50. Follow this up with a cheap and affordable seafood dish such as a Sri Lankan fish curry and rice (one of our favourites) for USD$2.30.

Sri Lanka Budget for the Month:

• 💲 Cost of Living For A Single: $800 USD
• 🏠 1 Bedroom Apartment in the City Centre: starting from $300 USD per month
• 💡Utilities: $30 per month
• 🍽 Meal at a Restaurant: USD $2 – $15+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $2

7. Cost of Living in Cebu, The Philippines – from USD$1,000 / Month for a Single

If you’re a digital nomad looking for a new base, Cebu in the Philippines could be an excellent option. With a thriving tech scene and a low cost of living, it’s a great place to work remotely while enjoying a high quality of life. Cebu has plenty of co-working spaces and coffee shops with fast internet, making it easy to stay connected. You’ll also find a vibrant community of expats and entrepreneurs, who are always happy to share tips and advice.

This stunning island province in the Philippines is home to some of the most beautiful beaches in the world, fantastic snorkelling and diving opportunities in nearby Moalboal, along with some of the most unique cultural experiences you’ll ever encounter. From exploring the bustling city of Cebu to swimming with whale sharks in Oslob, there’s something for everyone on this island.

But it’s not just the activities that make Cebu worth visiting – the food is also a must-try. The local cuisine is a mix of Chinese, Spanish, and Filipino influences, resulting in a unique and delicious fusion of flavours. And with affordable prices and welcoming locals who mostly speak English, a trip to Cebu won’t break the bank.

The cost of living in Cebu, The Philippines for a digital nomad is very affordable. Accommodation can range from $350 to $800 per month, depending on the level of comfort and amenities. Food at local restaurants can cost as little as $2 per meal, while a mid-range restaurant meal can cost around $5.

Utilities such as electricity and water will cost around $80 per month. A beer at a local bar will cost around $1.50, while transportation via jeepney or motorcycle taxi can cost around $0.30 to $1 per ride. Internet access is reliable and affordable, with many cafes and coworking spaces offering free or low-cost Wi-Fi. Overall, a digital nomad can live comfortably in Cebu for around $1,000 to $1,500 per month.

Top Tip: Before committing to a long-term rental, check out various neighbourhoods. Also, fresh produce is often cheaper in the local markets but supermarkets also provide for convenience and safety.

Cebu Budget for the Month:

• 💲 Cost of Living For A Single: $1,000 USD
• 🏠 1 Bedroom Apartment in the City Centre: starting from $500 USD per month
• 💡Utilities: $80 per month
• 🍽 Meal at a Restaurant: USD $2 – $10+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $2.50

8. Cost of Living in Goa, India – from USD$1,000 / Month

Goa is the single most popular and ultimate beach destination in India, with over 35 beaches in total. The beaches in Goa range from cliff-side beaches, hippie beaches, tourist hot-spot beaches and untouched beaches. Most beaches also have beach huts for staying and numerous beach-side restaurants, vegan cafes, beach clubs, bars and pubs. While the best beaches in North Goa are very popular and can get crowded during the popular months from October to January, the ones in South Goa are relatively more serene and scenic.

The nightlife in Goa is absolutely raging and there are numerous music festivals and biking events held here, not to mention the annual carnival and numerous smaller events and local festivities throughout the year. In addition to that, there are countless places to see in Goa, including churches, islands, wildlife sanctuaries, interesting neighbourhoods, vintage Portuguese bungalows, the beaches and what not.

All of this, combined with the inexpensive cost of living and a large expat community, plenty of working cafes, make Goa a popular place to live among digital nomads, retirees and expats. Furthermore, almost everybody speaks English here and the tropical climate throughout the year doesn’t hurt either.

The restaurants in Goa serve all sorts of cuisines ranging from Indian, Mexican, Italian, Mediterranean, Continental etc. and many of them have karaoke, live singers and jazz or salsa evenings. All in all, Anjuna, Arpora and Vagator in North Goa are the popular areas for expats and digital nomads to live in and are some of the liveliest areas in Goa.

Renting a 2 bedroom apartment in Goa costs between USD $500-600 for a comfortable fully-furnished place. The average cost of a beer here is just $1.50. Breakfast for two would cost $7 at a decent café, and a nice meal with drinks at a high-end restaurant would cost $25-30 for two. That being said, these prices are for upscale establishments and one can get by with a lot less money by eating simpler meals at local restaurants and making their own meals. One can also rent a 2-wheeler / motorbike instead of a car to save money, or you can commute by local buses.  

Visitors can easily obtain an e-tourist visa for 90 days (180 days for those from the USA, UK, Canada and Japan) or an e-business visa for 180 days. Certain nationalities and types of visas permit a stay of up to 5 years, which can be checked on the Indian government website.

Top Tip: The prices mentioned above are for upscale establishments, so one can get by with a lot less money by eating simpler meals at local restaurants and making their own meals. One can also rent a 2-wheeler instead of a car to save money or commute by local buses.  

Goa Budget for the Month:

• 💲 Cost of Living For A Single: $1,000 USD
• 🏠 2 Bedroom Apartment Fully-Furnished: starting from $500 USD per month
• 💡Utilities: $40 – 50 per month
• 🍽 Meal at a Restaurant for Two: USD $7 – $25+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $1.20

9. Cost of Living in Kuala Lumpur, Malaysia – from USD$2,000 / Month

Kuala Lumpur, the vibrant capital of Malaysia, is a highly sought-after city for digital nomads and retirees seeking a cost-effective and comfortable lifestyle. With a monthly budget of USD$2,000, this city offers numerous advantages that make it an attractive choice.

Accommodation options in Kuala Lumpur vary from budget-friendly apartments to upscale condominiums, catering to different budgets and preferences. However, the average monthly rent ranges from USD$500 to USD$800, depending on the location in KL. This type of accommodation will sometimes even include a shared pool and a gym in the building.

Regarding dining out, Kuala Lumpur offers a wide range of options to suit all budgets. A meal at a local restaurant can cost as low as USD$3 for a plate of delicious street food, while a mid-range restaurant meal may cost around USD$10 or more. Local beers typically range from USD$2 to USD$4, while a cup of coffee can be enjoyed for around USD$1.50 to USD$3.

Kuala Lumpur is renowned for its fast, reliable and inexpensive WiFi connectivity, making it an ideal destination for digital nomads. English is widely spoken, and the city has a thriving community of digital nomads and expats, providing ample opportunities for networking and collaboration.

In terms of visa requirements, Kuala Lumpur currently does not have a specific Digital Nomad Visa. However, most nationalities can enter Malaysia on a tourist visa for 90 days. Visa extensions are possible through the Malaysian Immigration Department, allowing individuals to extend their stay beyond the initial 90-day period.

Top Tip: To reduce the cost of living in Kuala Lumpur, utilize the city’s excellent public transportation system. Purchase a Touch ‘n Go card, which provides discounted fares for buses, trains, and LRT (Light Rapid Transit). This can significantly save on transportation costs compared to taking taxis or ride-sharing services.

Kuala Lumpur Budget for the Month:

• 💲 Cost of Living For A Couple: $2,000 USD
• 🏠 1 Bedroom Apartment: starting from $500 USD per month
• 💡Utilities: $150 per month
• 🍽 Meal at a Restaurant: USD $3 – $10+
• 🍺 Local Beer: $2 – $4
• ☕️ Coffee: $1.50 – $3

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10. Cost of Living in Kotor, Montenegro – from USD$1,050 / Month for A Single Person

Kotor in Montenegro is a popular tourist destination and now it’s rapidly becoming a favourite with digital nomads and retirees. This picturesque town offers a great quality of life in a walkable city with a warm Mediterranean climate.

Located in the stunning Bay of Kotor, you’ll find plenty of outdoor activities like hiking and kayaking on your doorstep, and Kotor offers very affordable prices compared to other European destinations and North America. You’ll also find a vibrant ex-pat community, co-working spaces, and Montenegro is a short flight from other European centres.

The average cost of living for a single, including rent in Montenegro, is just USD$1050. A 1-bedroom apartment costs around $460 per month, utilities add up to around $130 per month, and food costs around $165 per month. Eating out is also affordable. A meal in a restaurant is around $11-15, coffee is just $1.65 and a beer is $2.75.

Montenegro is currently working on a digital nomad visa program. In the meantime, most people can stay on a tourist visa for up to 90 days. You can also apply for temporary residency in Montenegro by buying real estate or forming a company if you plan to stay longer.

Top Tip: You can save money on your stay in Kotor, Montenegro by staying outside of the peak tourist season of July and August. The price of everything increases in high season and it can be hard to find long-term accommodation because apartments are rented to tourists and at a premium. In fall, winter, or spring you’ll find affordable apartments within walking distance of the city centre. There’s also less congestion and Kotor becomes a pleasant, relaxed town to stay in.

Kotor Budget for the Month:

• 💲 Cost of Living For A Single: $1,050 USD
• 🏠 1 Bedroom Apartment in a Nice Area: starting from $460 per month
• 💡Utilities: $130 per month
• 🍽 Meal at a Restaurant: $11 – $15+
• 🍺 Local Beer: $2.75
• ☕️ Coffee: $1.65

11. Cost of Living in Istanbul, Türkiye – from USD$1,200 / Month

Vibrant, welcoming and endlessly fascinating, the stunning city of Istanbul is the ideal place for digital nomads looking to settle down in a city for a few months. Bridging the continents of Asia and Europe and boasting a lively nightlife scene, low cost of living, fantastic cafe culture plus plenty of gastronomic delights, it’s no wonder that Istanbul is so popular with digital nomads from all around the world. 

Istanbul has a dynamic social scene which makes meeting up with other digital nomads and foreigners easy to do. Yabangee, an organisation for foreigners and English speakers in Turkey organises a diverse array of events from karaoke and beer pong nights, stand-up comedy and trivia games to potluck picnics in the park, and language exchange events. 

If you want to get some work done, Istanbul has numerous co-working spaces, however, this would mean missing out on the city’s incredible cafe scene. Every neighbourhood is packed with unique, quirky coffee shops and since most places offer fairly decent Wi-Fi, many remote workers choose to work from cafes, especially during the summer. 

Digital nomads earning in USD or EUR will generally find the cost of living in Istanbul to be inexpensive. There is a range of accommodation options available in the city, from renting rooms in shared houses to full apartments. Deciding where to stay in Istanbul, however, can be difficult as the city is vast! Typically rental prices fall as you move further away from the tourist hubs and the city centre. 

All of Istanbul’s neighbourhoods are well connected by public transport so living away from the city centre isn’t a problem. Istanbul’s public transport system is excellent and inexpensive – a single journey costs $0.50 with subsequent transfers costing even less. Make sure you get an Istanbulkart (the city’s public transportation card) as you can travel cheaply anywhere in the city by bus, metro, tram or ferry! 

On average, a digital nomad living away from the city centre can expect to live very comfortably on USD $1200 – $1500 per month.  

The cost of a one-bedroom apartment on Airbnb located 30 minutes from the city centre starts at USD $500 to $800 per month. Meals at a local lokanta (a canteen-type restaurant) can cost as little as $3-$6, with a meal at a more expensive restaurant costing around $20-$30.

Local Turkish tea and strong Turkish coffee are very cheap (between $0.50 – $1 for a cup), but you can expect to pay more for a regular coffee e.g. a cappuccino can cost around $3-$4. Alcohol is more expensive – a local beer can set you back around $2, but you’ll pay $5 or more for an imported beer. 

Most visitors enter Turkey on a 90-day tourist visa. If you can’t get enough of Istanbul and wish to stay longer, you can apply for a short-term residence permit which allows you to stay for a minimum of 6 months and can be extended. 

Istanbul Budget for the Month:

• 💲 Cost of Living: $1,200 to $1,500 USD
• 🏠 1 Bedroom Apartment 30 Minutes Outside of the City: starting from $500 USD per month
• 💡Utilities: $100 per month
• 🍽 Meal at a Restaurant: USD $3 – $20+
• 🍺 Local Beer: $2
• ☕️ Turkish Tea / Cappuccino: $0.50 / $3

12. Cost of Living in Split, Croatia – from USD$2,500 / Month

The region around the port city of Split is generally a really terrific place to live! There are so many things to do in Split, there is a wide range of culture, fabulous restaurants, nature, offshore islands and a lively nightlife.

Since it is part of the EU, especially EU citizens can easily stay and work in the country without much bureaucracy. Also, since 2021, NON-EU citizens have the possibility to get a “Digital Nomad Visa” – perfect for those who work remotely! With under $ 3,000 a month, you really live very well in Split and can enjoy a great lifestyle without having to cut expenses in any way.

The cost of living in the Split area is still relatively cheap, although it gets a bit more expensive right on the coast and right in the city. There are many fantastic apartments for rent, and you can find really nice accommodations around USD $800 a month.

The additional costs for i.e., electricity, water, gas, phone, internet are at most $150. A stay in Split has many advantages, on the one hand you have a fantastic tourist offerings, and on the other hand, you can also find many ways to live a more local life. In the city there is a nice farmers market, a fish market and a market for fruits and vegetables. Just outside of town there are some large supermarkets where you can get everything you need for daily life. They are great for saving money.

Eating out is also not so expensive. For example, a regional dish costs between $7 – 15. Coffee is especially cheap; a cappuccino usually costs less than $2. A large local beer costs around $5 and a cocktail between $8 – 10.

Top Tip: The best way to save money is to have your own car, so you can easily visit the most beautiful sights of the area without a guided tour. There are so many great day trips from Split. Like the beautiful national parks (Krka NP, Kornati NP, Plitvice NP) and islands like Brac and Hvar, which offer peace and relaxation.

Split Budget for the Month:

• 💲 Cost of Living For A Couple: $2,500 USD
• 🏠 1 Bedroom Apartment in a Nice Area: starting from $800 USD per month
• 💡Utilities: $150 per month
• 🍽 Meal at a Restaurant: USD $7 – $15+
• 🍺 Local Beer: $5
• ☕️ Coffee: $2

13. Cost of Living in Tirana, Albania – from USD$1,000 / Month

Albania is often considered to be one of Europe’s last hidden gems. That said, there are numerous reasons why living in its bustling capital Tirana has become attractive among digital nomads and retirees. With its blend of affordability, connectivity, and cultural charm, it’s no wonder that Tirana is favoured.

One of the reasons Tirana has become a hot-spot for digital nomads is because there are so many interesting Tirana tourist attractions, and due to its great location in Europe with numerous day trip options to other cities and countries. Some of the most popular are Berat, Durres, and North Macedonia. The capital is also the hub for Albania’s popular tourist destinations, including Saranda and Himara, which you can get to by bus.

Another reason that digital nomads will appreciate living in Tirana is its Wi-Fi connectivity. The city has an expanding digital infrastructure and co-working spaces. Some popular co-working spots include Innospace and Dutch Hub.

Digital nomads and retirees also don’t need to be too concerned about a language barrier. Albanian is among the most challenging European languages; however, you will find plenty of English speakers! Your biggest obstacles will come from taxi and bus drivers.

Albania is known for its affordability, with total monthly costs for a single person in Tirana around USD $1,000 – 1,400. You can expect to pay anywhere from $300 – $400 monthly for a one-bedroom apartment in Tirana. Other popular types of accommodation that you will find in the capital are studio and two-bedroom apartments, which can come furnished or non-furnished between the $300 – 500 range. 

PRO TIP: Accommodation costs will depend on the neighbourhood you reside. The Blloku neighbourhood will hold the highest prices and can be above average, at $600 and up. On the other hand, you will find better rates in the 21 Dhjetori and Qyteti Studenti neighbourhoods.

Utility costs are typically between $90 – 130 for water, electricity, and internet. In addition, everyday expenses such as groceries, dining, and transportation are reasonable. 

A meal at a restaurant will cost around $7 – 15, while a coffee can cost less than $2. For a monthly food budget, you can spend $160 – 270.

Regarding visas, there is no tourist visa requirement for United States citizens. If you are from the U.S., you can stay a full year in the country visa-free. However, you must apply for a residency permit if you wish to stay longer, attend school, etc., after which you can apply for permanent residency after five years. Non U.S. citizens will get 90 days on a tourist visa.

Tirana Budget for the Month:

• 💲 Cost of Living For A Single: $1,000 USD+
• 🏠 1 Bedroom Apartment: starting from $300 USD per month
• 💡Utilities: $100 per month
• 🍽 Meal at a Restaurant: USD $7 – $15+
• 🍺 Local Beer: $2
• ☕️ Coffee: $2

14. Cost of Living in Porto, Portugal – from USD$1,200 / Month

Porto is an amazing city to live in with a vibrant city life, lots of activities, and attractions to enjoy. The city is jam-packed with spectacular churches like the Church of São Francisco, the Porto Cathedral, and the Carmo Church. Also, opulent palaces are plentiful – do not miss out on the Bolsa Palace and the gardens of the Palacio de Cristal.

The city’s streets are constantly filled with music as talented buskers fill every street corner making it a true joy walking around the narrow cobblestoned streets. If you enjoy Port wine, you will enjoy all the distilleries where you can taste the best flavors of Porto.

But the city is also situated perfectly to explore the surroundings. Whether you go on a day trip to Braga from Porto, or you prefer a relaxing weekend of wine tasting in the Douro Valley, you will find enough gems surrounding Porto.

Altogether, Porto is a popular city for digital nomads and retirees alike as it caters to every type of person, the winters are mild, and life is generally affordable. You can find a one-bedroom rental for 500 – 750 Euros (USD $550 – 825) a month and cheap flights to the rest of Europe. Trains also make it easy to travel to neighboring Spain and even to France.

Most people in Porto speak good English, especially those working in hospitality. The cost of living in Porto is around 600 – 700 Euros (USD $650 – 750) plus rent with a meal in a mid-range restaurant costing around 20 Euros (USD $22) per person, though you can easily eat cheaper if you are on a budget. You can get a coffee for 1.50 and a beer for 1.50-2 Euros.

Portugal is in the European Union, so EU and Schengen residents do not need a visa to live in the country. For citizens of other countries, Portugal has introduced a Digital Nomad Visa (D7 Visa). Requirements include proof of a minimum of 8460 Euros of passive income a year. You need to book accommodation before your travel and have a clean criminal record. 

Porto Budget for the Month:

• 💲 Cost of Living For A Couple: $1,200 USD
• 🏠 1 Bedroom Apartment: starting from $550 USD per month
• 💡Utilities: $150 per month
• 🍽 Meal at a Restaurant: USD $5 – $20+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $1.50

15. Cost of Living in Tblisi, Georgia – from USD$600 / Month

So many people have never even heard of Tblisi, Georgia’s capital. It’s still relatively untouched by mass tourism, but a gem for digital nomads and retirees. Many visitors that came for a few weeks ended up staying years. 

Currently Georgia is visa free for a year for over 90 countries, including USA, Canada and Australia. There’s a digital nomad visa also, but with the visa free option, most people don’t bother with the digital nomad visa.

Wi-Fi is good and cheap ($20 a month for an upgraded package), there’s no restrictions on opening a bank account, the cost of living is low, it’s easy to travel domestically from Tblisi by shared minivan (marshrutka), and Turkey, Russia, Armenia and Azerbaijan are within a day’s drive.

The city is thousands of years old – it’s extremely historic. The pretty Kura rivers divides Tblisi in two, and half the city is built on the slopes of Mtatsminda Mountain.  

Georgia is a former Soviet republic, and because of that the architecture is a mix of Soviet, European and ancient Georgian. There are many museum, galleries and concert halls – I paid $10 for an excellent seat at the symphony.  

There’s an older metro system which has two lines and the city has an extensive bus network. Buses and metro cost $0.40 regardless of distance. For an app based taxi, Bolt is the most popular.  

Tblisi has many restaurants and cafes. A restaurant meal can cost anywhere from $4 per person to $60, depending on where you eat. Coffee in a nice coffee house is about $2.50.  Domestic beer is $2.00, imported beer can be double. Georgians make very good wine, and a good bottle will cost less than $5.  

Domestic groceries and produce is relatively cheap, however, cheese and bread are inexpensive. There are many neighbourhood markets and bread shops. A good grocery store is Carrefour.

Rent is very affordable in Tblisi. My top tip to reduce monthly costs is to rent in a neighbourhood like Avlabari and Marjanishvili on the Left Embankment, which is less expensive. Rents in more upscale Vake and Vera on the Right Embankment are at least double. I paid $300 / month in Avlabari for a furnished one bedroom, including utilities. I spent 4 months living in Tblisi and was living on less than $600 / month, quite comfortably.  

Weather in Tblisi is temperate. Temperatures range from zero on the coldest days (but it doesn’t snow often) to 30C in summer. 

Tblisi Budget for the Month:

• 💲 Cost of Living For A Single: $600 USD
• 🏠 1 Bedroom Apartment on the Left Embankment: starting from $300 USD per month
• 💡Utilities: approx. $100 per month
• 🍽 Meal at a Restaurant: USD $4 – $60+
• 🍺 Local Beer: $2
• ☕️ Coffee: $1.25

16. Cost of Living Bansko, Bulgaria – from USD$900 / Month

The mountain town of Bansko in Bulgaria is a fabulous digital nomad location.  This town is the largest ski resort in Bulgaria, superb for winter sports fans.  Once you get to the spring and summer in Bansko, there’s a great outdoor lifestyle with hiking, hot springs, mountain biking and horseback riding.  Bansko is popular in summer, as the town is at 900 meters above sea-level, meaning you can escape the sweltering heat of the lowlands!

It’s 2 hours from Bulgaria’s capital city, Sofia and in 3 hours you can be on a beach in Greece too!  Bulgaria is not in Schengen, which means it’s a great place to “let your days expire”. Most nationalities can remain here for 90 days on a tourist on arrival visa, but residency requirements are also low for those wanting to stay longer.  There’s no Bulgaria Digital Nomad visa as such at this time, but the Government is considering an option that will allow this.

Apartment rental is cost-effective here – you’ll look at around US$400 – 500 a month, although if you’re in the market, buying an apartment here is one of the most cost-effective places in Europe.  There are also several co-living spaces in Bansko for those wishing to try the market, and they go hand in hand with the coworking spaces, which offer a great social scene.

Groceries are cheap here, as is eating out.  You can find breakfast for US$4, US$5 for lunch and around US$10 for dinner.  A good coffee will set you back about US$2 and a large beer can be found for US$1.50, while you can get a litre of (good) Bulgarian wine for US$10.  

Top Tip:  For the freshest and best deals the Sunday market is the absolute top place to pick up seasonal fruit and vegetables from locals.

Bansko Budget for the Month:

• 💲 Cost of Living For A Single: $900 USD
• 🏠 1 Bedroom Apartment in a Nice Area: starting from $400 USD per month
• 💡Utilities: $50 per month
• 🍽 Meal at a Restaurant: USD $4 – $10+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $2

Cheapest Digital Nomads Cities in Latin America

Latin America offers affordable hotspots for nomads, combining low costs with lively cultures, scenic landscapes, and a welcoming atmosphere across numerous vibrant cities.

17. Cost of Living in Medellin, Colombia – from USD$1,000 / Month

As a digital nomad, Medellin, Colombia is an ideal location to set up shop. This vibrant city, nestled in the Andes mountains, offers a perfect balance of work and play. With its perfect climate, affordable cost of living, and a growing community of entrepreneurs, it’s no wonder Medellin has become a hub for remote workers.

High-speed internet is readily available throughout the city, and co-working spaces are popping up everywhere. Plus, with a variety of cafes, restaurants, and bars, it’s easy to find a spot to work and network.

But it’s not all work and no play… Medellin offers a vibrant nightlife, delicious local cuisine, and a plethora of museums and art galleries. But what really sets Medellin apart is its transformation from a drug-infested city to a bustling metropolis with a focus on innovation and sustainability.

Visitors can explore the city’s stunning transformation by visiting landmarks like the Comuna 13 escalators, which replaced steep and dangerous staircases, or the Botanical Garden of Medellin, which showcases the city’s commitment to preserving its natural resources. And for those who want to get away from the hustle and bustle, there are plenty of outdoor activities to enjoy, such as hiking and paragliding. There is always something to see and do in Medellin.

For digital nomads looking to live in Medellin, Colombia, the cost of living is quite reasonable. Depending on the level of comfort and amenities, accommodation can range from $300 to $800 per month. Food is also affordable, with street food available for as little as $1 per meal, while mid-range restaurant meals average around $5.

Utilities such as electricity and water are also reasonably priced, with an average monthly cost of $50. Beer is inexpensive, costing around $1 per bottle. Transportation is also affordable, with bus tickets costing less than $1 and taxi rides around $5 for short distances.

Overall, a digital nomad can live comfortably in Medellin for between $1,000 to $1,500 per month. In short, Medellin is a digital nomad’s paradise!

Medellin Budget for the Month:

• 💲 Cost of Living For A Single: $1,000 USD
• 🏠 1 Bedroom Apartment in the City Centre: starting from $350 USD per month
• 💡Utilities: $65 per month
• 🍽 Meal at a Restaurant: USD $4 – $20+
• 🍺 Local Beer: $1
• ☕️ Coffee: $1.20

18. Cost of Living in Playa del Carmen, Mexico – USD$1,500 / Month

Playa del Carmen is a seaside tourist town in the Mexican state of Quintana Roo on the Yucatan Peninsula. It is Famous for its impressive beaches, crystal-clear waters, and vibrant nightlife along the Caribbean Sea.

Playa del Carmen is one of the most popular Mexico digital nomad destinations as it is perfect for digital nomads looking for a remote workplace while enjoying the beach and the local culture. This seaside paradise has been a popular digital nomad destinations in Mexico and around the world because of  the affordable cost of living, high-speed internet, which is essential for digital nomads, the coworking spaces, and, of course, the beach-style and cultural experiences. English is also widely spoken in Playa del Carmen, aside from their main language Spanish. 

The cost of living in Playa del Carmen can vary depending on your lifestyle, accommodation preferences, and the area you choose to stay. Playa del Carmen is considered to be an affordable place to live. Housing is one the biggest expenses in Playa del Carmen, and the cost of rent can range around USD$700 – $1000 depending on the size, location, and amenities of the accommodation. Food and groceries are affordable if you shop at the local market for about $200-250 per month. But you can buy a $4 – 5 meal in an inexpensive restaurant, coffee, for only $2.74. 

Most visitors from most countries may enter Playa del Carmen without a visa and remain for up to 180 days. However, upon arrival, border authorities often stamp the Forma Migratoria Multiple (FMM) you get with either 30, 60, or 90 days of permissible stay. And once your six months are over, you only need to depart for a few days and re-enter.

Top Tips: For a tight budget, choose accommodations away from the town centre; staying in accommodations closer to the beach is more expensive. Also, You can buy food and groceries in the local market in Chedraui. 

Playa del Carmen Budget for the Month:

• 💲 Cost of Living For A Couple: $1,500 USD
• 🏠 1 Bedroom Apartment: starting from $700 USD per month
• 💡Utilities: $110 per month
• 🍽 Meal at a Restaurant: USD $4 – $20+
• 🍺 Local Beer: $2.50
• ☕️ Coffee: $2.74

19. Cost of Living in Quito, Ecuador – USD $1,200 / Month

While Ecuador has long been a favourite destination for retirees, in the past decade, the country has become even more popular with digital nomads, remote workers, and long-term travellers. The capital city of Quito boasts a particularly attractive mix of affordability, big-city amenities, cultural events, and natural beauty that has led to it quickly becoming one of the most popular cities in South America for those looking to stay a while.

It’s easy to fall in love with Quito, especially with its charming historical centre and cobblestone streets. The city also has everything from a well-served international airport to giant shopping malls and international brands, which makes it easy for long-term travellers to spend awhile in Quito.

Many travellers wonder if Ecuador is safe – it is one of the safer countries in South America! While travellers should use street smarts when navigating in Quito, and especially using public transportation, the city is mostly safe for travellers.

Ecuador’s new digital nomad visa makes the country even more attractive for remote workers, offering up to two years of residency in the country in addition to one of the lowest income thresholds of any of the digital nomad visas currently available.

Top Tips: While Quito is quite an affordable city, there are a few ways to save money here without much sacrifice. Look for an apartment just outside of the city in one of the neighbouring valleys, like the Valle de los Chillos. You’ll be close enough to get to the city by bus in just half an hour, but save a hundred on rent and cost of living. Also, try to purchase fruit and vegetables at local markets; even with affordable grocery store prices, you’ll save a lot!

Quito Budget for the Month:

• 💲 Cost of Living For A Single: $1,200 USD
• 🏠 1 Bedroom Apartment: starting from $500 USD per month, and up to $1,000
• 💡Utilities: $100 per month
• 🍽 Meal at an International Restaurant: USD $7 – $15+
• 🍺 Local Beer: $1.50
• ☕️ Coffee: $1.00

20. Cost of Living in El Paredon, Guatemala – from USD$2,000 / Month

Located on the Pacific coast of Guatemala, a 2-hour drive from the charming city of Antigua, El Paredon is a fantastic and up and coming digital nomad destination.

A few years back, El Paredon was just a local village, but now more and more travellers visit it for its excellent surfing opportunities. El Pardon is famous for its consistent waves and empty line-ups, which is something every passionate surfer dreams about! The village also draws visitors with its lively party scene.

If you’re searching for an off-grid place to stay long-term with superb surfing spots, El Paredon is ideal. The expat community here is small and intimate, and after staying for a month, you will definitely get to know other like-minded people. El Paredon is also a great place to invest. It’s becoming more and more popular and at the moment there is more demand that the local businesses can cope with.

In terms of accommodation, El Paredon is a small place and in season, expect to pay USD $1000 for a simple loft with fan cooling on Airbnb or Booking. In terms of the food scene, for a small village, El Paredon has surprisingly many good places to eat. Here are more examples of prices to give you a little feel of how much it costs to live in El Paredon: local beer is $2, coffee – $2.80, shrimp curry – $8, a meal in a local eatery – $2, and a smoothie bowl is $7.

You do not have to apply for a visa prior to your arrival in Guatemala. On arrival, you will get a 90 days tourist visa. It is also possible to extend this visa for another 90 days.

Top Tip: Airbnb accommodation is expensive, but once you are in El Paredon, you can find a cheaper place to stay.

El Paredon Budget for the Month:

• 💲 Cost of Living For A Couple: $2,000 USD
• 🏠 1 Room Loft on Airbnb or Booking.com: starting from $1,000 USD per month
• 💡Utilities: $100 per month
• 🍽 Meal at a Restaurant: USD $2 – $10+
• 🍺 Local Beer: $2
• ☕️ Coffee: $2.80

21. Cost of Living in La Paz, Mexico – USD$1,000 / Month

La Paz is the capital of Baja California Sur and an excellent base for adventurous digital nomads who love water sports, hiking and getting off the beaten path.

La Paz is located within driving distance from Cabo San Lucas, one of the most expensive destinations in Mexico, but unlike the glitzy resort town, La Paz boats a low key atmosphere and a more affordable cost of living. 

La Paz is a well-connected city with daily flights to several cities in Mexico and the United States. It offers access to many destinations in Baja California like Isla Ispiritu Santo National Park, Loreto, Todos Santos and Mulege, and makes a perfect base fora road trip lover. 

Playa Balandra (Balandra Beach) is one of the most popular beaches in Mexico that can be visited by a car rental (only 30 minutes drive), guided tour or public transportation from La Paz. Balandra has a parking lot, public restrooms and free palapas, but no stores or restaurants. Local authorities designated the beach and surroundings as protected areas and made a great effort to protect this place. 

A total monthly cost of La Paz is under USD $1,000 but you can easily live on less than that, with accommodations and food costing about $700 – 800 a month on average. 

Mexico has a digital nomad visa, which works for long-term stays, so you can spend some time enjoying La Paz and surrounding areas. 

Top Tips: To reduce the cost of living in La Paz, try to reduce your transportation costs. It’s pretty difficult to get around the La Paz area and Baja California in general without a car, so if you can cut back on your driving, it will help your budget. 

Another thing you can do to eliminate miscellaneous expenses is to cook your own meals. You can buy produce at local markets inexpensively and skip eating out on a regular basis.

La Paz Budget for the Month:

• 💲 Cost of Living For A Couple: $1,000 USD
• 🏠 1 Bedroom Apartment in a Nice Area: starting from $600 USD per month
• 💡Utilities: $50 per month
• 🍽 Meal at a Restaurant: USD $10+
• 🍺 Local Beer: $5
• ☕️ Coffee: $3

FAQ’s: Cheapest Destinations for Digital Nomads and Retired Nomads to Live

Now that you have explored some of the cheapest countries for digital nomads and retired nomads, you might still have a few questions. Don’t worry, we’ve got you covered! Here are some frequently asked questions.

In Summary – Cheapest Cities for Digital Nomads and Retirees to Live

So, as you can see from reading above, there are lots of cheap digital nomad destinations to live in around the world for under USD $3,000. As mentioned above, when making your decision, it’s important to consider the prices listed above for places to live abroad for digital nomads, then factor in the kind of lifestyle you want to live without blowing the budget.  

By incorporating the principles of slow travel around the world and geoarbitrage into your decisions, you will be able to live a more comfortable life at a lower cost!

Have you been to any of the cheap countries for digital nomads? Have we missed any we should add to this list or do you still have questions? Feel free to contact us on Facebook or via email and let us know.

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